Sorry Rick, I didn't answer your questions fully.
If you have a slow twist like mine, you can start at 70 grains of 2F, a .490 ball with .18 lubed patch and work your load from there 5 grains at a time. See where your groups start to open up and stop there.
You can find out which twist you have by running a tight patched jag on your ramrod down the barrel. Mark the ramrod with a piece of white tape right at the point where the front sight is. Pull the ramrod up the barrel noting the revolution of the piece of tape. When you get to the top of the barrel, if the tape made 1/2 revolution (or is 180 degress from it's original position) you have made about a 1/2 revolution in the 31" barrel - that is a 1 in 66 twist. If your tape revolves about 5/8ths around the barrel, it's a 1 in 48 twist. Again, others may know a bether method of determining twist.
If you are hunting, you'll want a load that has good punch past 50 yards. I practice enough to shoot out past 75 yards off hand so I settled on a 90 grain charge. It's a little more accurate with 80-85 grains but I'll trade a little accuracy for the extra punch.
You can also experiment with 3F powder, I never did so I have no opinion there.