Two years ago I bought one of the Lyman Great Plains Rifles in flinter made by Pedersoli. It has a great double set trigger and leaf spring lock on it. I have a Kibler Colonial, and I or my shooting buddies cant tell the difference in lock speed. The Lyman can be found for well under a grand, leaving plenty of room to get flints, accessories, bullets...all the rest of the goodies.
I get it when someone says..."My budget is..."....It isnt about just saving for a while more, or whatever. In their life that is what they can allocate. Kids, cars, school, healthcare, etc. or whatever get the likely and reasonable priorities. No one has to justify for someone else what they can afford. My in law drops big money on his hunting rifles....and they sit in the case. My fathers sporterized model 98 gets carried every year...and has taken scores of deer, moose and other critters. It is the craftsman, not the tools.